:root{
  --bg:#f4f9ff;
  --white:#fff;
  --ink:#071629;
  --muted:#48627e;
  --blue:#1769e0;
  --blue2:#0b4fb3;
  --green:#079455;
  --green2:#dcfae6;
  --line:#d9e8f7;
  --soft:#eef6ff;
  --orange:#f97316;
  --shadow:0 20px 60px rgba(10,35,66,.12);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:Arial, Helvetica, sans-serif;
  color:var(--ink);
  background:linear-gradient(180deg,#eef7ff,#fff 42%,#f7fbff);
}
a{text-decoration:none;color:inherit}
.wrap{width:min(1220px,calc(100% - 52px));margin:auto}
header{
  position:sticky;top:0;z-index:20;
  background:rgba(255,255,255,.88);
  backdrop-filter:blur(16px);
  border-bottom:1px solid var(--line);
}
.nav{display:flex;align-items:center;justify-content:space-between;padding:14px 0}
.brand{display:flex;align-items:center;gap:12px;font-weight:900}
.mark{
  width:42px;height:42px;border-radius:14px;
  display:grid;place-items:center;color:white;font-weight:900;
  background:linear-gradient(135deg,var(--blue),var(--green));
  box-shadow:0 10px 26px rgba(23,105,224,.2)
}
.brand small{color:#64748b;font-weight:800}
.navlinks{display:flex;gap:18px;color:#526579;font-weight:900;font-size:14px}
.cta{
  padding:12px 18px;border-radius:999px;
  background:#071629;color:white;font-weight:900
}
.hero{
  display:grid;
  grid-template-columns:.86fr 1.14fr;
  gap:34px;
  align-items:center;
  padding:54px 0 28px;
}
.pill{
  display:inline-flex;align-items:center;gap:8px;
  background:var(--green2);color:#06633b;
  border:1px solid #a8f0c6;
  padding:9px 13px;border-radius:999px;
  font-size:13px;font-weight:900;margin-bottom:16px
}
h1{font-size:clamp(46px,6vw,82px);line-height:.93;letter-spacing:-.06em;margin:0}
h2{font-size:clamp(32px,4vw,48px);line-height:1;letter-spacing:-.04em;margin:0}
h3{font-size:24px;margin:0 0 10px;letter-spacing:-.02em}
.lead{font-size:20px;line-height:1.52;color:var(--muted);margin:20px 0 24px;max-width:700px}
.btns{display:flex;gap:12px;flex-wrap:wrap}
.btn{
  display:inline-flex;align-items:center;justify-content:center;
  padding:15px 20px;border-radius:16px;font-weight:900;
  border:1px solid var(--line);background:white
}
.btn.primary{background:var(--blue);border-color:var(--blue);color:white}
.heroImg,.wideImg{
  width:100%;display:block;border-radius:28px;
  border:1px solid var(--line);
  box-shadow:var(--shadow);
  background:white;
}
section{padding:34px 0}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.grid4{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.card{
  background:white;border:1px solid var(--line);border-radius:26px;
  padding:26px;box-shadow:0 12px 34px rgba(10,35,66,.07)
}
.card p,.step p{color:var(--muted);line-height:1.48;margin:0}
.icon{
  width:46px;height:46px;border-radius:16px;background:var(--soft);
  display:grid;place-items:center;font-size:24px;margin-bottom:16px
}
.split{display:grid;grid-template-columns:1fr 1fr;gap:20px;align-items:stretch}
.dark{
  background:linear-gradient(135deg,#06203f,#0b4fb3);
  color:white;border-radius:30px;padding:34px;box-shadow:var(--shadow)
}
.dark p{color:#dbeafe}
.checks{display:grid;gap:12px;margin-top:20px}
.check{
  padding:13px 14px;border-radius:16px;
  background:rgba(255,255,255,.1);
  border:1px solid rgba(255,255,255,.16);
  font-weight:900
}
.step{
  background:white;border:1px solid var(--line);border-radius:24px;
  padding:22px;box-shadow:0 12px 30px rgba(10,35,66,.06)
}
.num{
  width:34px;height:34px;border-radius:12px;background:var(--blue);
  color:white;display:grid;place-items:center;font-weight:900;margin-bottom:14px
}
.note{
  border-left:5px solid var(--orange);
  background:#fff7ed;color:#7c2d12;
  border-radius:18px;padding:18px;font-weight:900;line-height:1.45
}
.caption{
  text-align:center;color:var(--muted);font-weight:900;
  margin-top:8px;font-size:14px
}
.final{
  text-align:center;background:linear-gradient(135deg,#071629,#0b4fb3);
  color:white;border-radius:34px;padding:46px 26px;box-shadow:var(--shadow)
}
.final p{color:#dbeafe;max-width:760px;margin:14px auto 24px;line-height:1.5}
footer{padding:26px 0;color:#64748b;font-size:14px}
@media(max-width:920px){
  .hero,.split{grid-template-columns:1fr}
  .grid3,.grid4{grid-template-columns:1fr}
  .navlinks{display:none}
}
